Seniors and individuals with disabilities can have concerns about possible declines in health. While it is never too early to start discussing care options, many may not know where to start. The Long-Term Care Ombudsman Program at EODD Area Agency on Aging, serves as advocates for residents in longterm care facilities but can also act as a resource to discuss your questions about long-term care. Waiting until it is necessary may limit your time to evaluate and prepare to understand the financial and medical eligibility requirements, which may lead to a more stressful situation without having the proper knowledge of the application process.